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Head-to-head comparison · Updated August 2026

SurveyMonkey vs Cognito Forms

Two popular form builders compared on the same 25-row feature matrix and pricing, with FormBuilder shown as a third column so you can see another option to consider.

Short answerSurveyMonkey is the long-running survey platform for market research, customer feedback and employee engagement, with a large question bank and serious analysis tools. Cognito Forms is a power-user form builder built for order forms, registrations and applications that need calculations, repeating sections, payments and approval workflows. Choose SurveyMonkey for market researchers and CX teams who need statistical analysis, crosstabs and open-text theming, and Cognito Forms for order, quote and registration forms with line items and live totals. If neither fits, FormBuilder is a third option with 100 free responses a month and a flat $39 / month Pro plan.
At a glance
SSurveyMonkey
CCognito Forms
FFormBuilder
Category
Survey platform
Data-heavy forms with calculations, payments & repeating sections
AI-first form builder
Free plan
Unlimited surveys · 10 questions / survey · limited responses / survey (widely reported as 25) · no exports, logic or custom design
100 entries / mo · 1 user · 100 MB · Cognito branding · 1% payment fee
5 forms · 100 responses / mo · overflow held
Entry paid plan
Standard Monthly at $99 / month (monthly)
Pro at $19 / month (annual, $24 monthly)
Pro — $39 / month ($390 / year)
Remove branding
Partial (Custom footer on paid; full white-label on Premier, $139 / mo)
Yes (Pro, $19 / mo annual)
Pro, $39
Payments
Yes (Stripe, Advantage+)
Yes (Stripe, Square, PayPal; 1% fee on Individual & Pro)
Stripe, own account, no fee
HIPAA / BAA
Yes (Enterprise only)
Yes (Enterprise, $129 / mo)
HIPAA plan coming soon
AI generator drafts forms from a sentence
100 responses / month free
Held responses — never lost
6,000+ apps via Zapier

Overview

What are SurveyMonkey and Cognito Forms?

SurveyMonkey

SurveyMonkey (owned by Momentive, which returned to the SurveyMonkey name) is one of the oldest and best-known online survey tools. Its core is a survey builder backed by a large question bank, hundreds of expert-written templates (NPS, CSAT, employee engagement, event feedback, market research) and a results dashboard that goes further than most form tools: filters, crosstabs, statistical significance, sentiment and thematic analysis of open-text answers.

Around the builder sits a research and feedback suite: SurveyMonkey Audience for buying respondents from a panel, always-on feedback programs, multilingual surveys, block randomisation, and integrations with Salesforce, HubSpot, Microsoft Teams, Slack, Tableau, Zapier and roughly 200 other apps. Team plans add shared brand assets, roles and permissions; Enterprise adds SSO, governance and regional data centres.

Cognito Forms

Cognito Forms started as a side product of a software consultancy and still feels like it was built by developers for people who need forms to do real work. Its calculated fields use a spreadsheet-style expression language, repeating sections let respondents add unlimited line items, and data lookups can pull values from other forms. Order forms, event registrations, quotes and applications are its natural habitat.

On top of the builder it layers a workflow engine: entries move through statuses, roles decide who can view or edit which fields, approvals can be routed by email, and Save & Resume plus a Client Portal let people come back to unfinished submissions. Payments (Stripe, Square, PayPal) are first-class, including subscriptions and payment-on-approval, and document generation can merge entries into PDFs.

At a glance: pros and cons

SurveyMonkey pros

  • Serious analysis, not just a results table
  • Question bank and benchmarked templates
  • Buy respondents in-product
  • Enterprise governance

SurveyMonkey cons

  • The free plan is a trial in all but name
  • Annual prepay and per-response overages
  • White-label costs $139 / mo
  • Not built for business forms

Cognito Forms pros

  • Serious calculation engine
  • Workflow and roles built in
  • Native payments and documents
  • Honest free plan

Cognito Forms cons

  • Steeper learning curve
  • Dated design and limited styling
  • Payment convenience fee
  • Locked entries expire

Pricing

SurveyMonkey vs Cognito Forms pricing

In each vendor's own terms; SurveyMonkey checked 2026-08-17, Cognito Forms checked 2026-08-17. FormBuilder: free plan (5 forms, 100 responses / mo) and Pro at $39 / month or $390 / year.

SSurveyMonkey pricingChecked 2026-08-17
Basic
$0
/ month
Unlimited surveys · 10 questions / survey · limited responses / survey (widely reported as 25) · no exports, logic or custom design
Standard Monthly
$99
/ month (monthly)
1,000 responses / mo · unlimited questions · skip logic · exports · custom design
Advantage Annual
$39
/ month ($468 / yr)
15,000 responses / yr · advanced logic · payments · A/B tests · AI & thematic analysis
Premier Annual
$139
/ month ($1,668 / yr)
40,000 responses / yr · white-label · survey redirect · multilingual · crosstabs · phone support
Enterprise
Custom
5+ users · SSO · HIPAA & governance · regional data centres · custom subdomain
Individual plans are for 1 user. Advantage and Premier are billed annually; the Standard plan is the only monthly option. Responses over your allowance cost $0.15 each. Team plans (Team Advantage $30 / user / mo, Team Premier $92 / user / mo, 3-user minimum) are billed annually; Enterprise is custom.
CCognito Forms pricingChecked 2026-08-17
Individual
$0
/ month
100 entries / mo · 1 user · 100 MB · Cognito branding · 1% payment fee
Pro
$19
/ month (annual, $24 monthly)
2,000 entries / mo · 2 users · 1 GB · remove branding · e-signatures · Save & Resume · 1% payment fee
Team
$39
/ month (annual, $49 monthly)
10,000 entries / mo · 5 users + 5 guests · 10 GB · workflow approvals · Client Portal · data lookups
Enterprise
$129
/ month (annual, $174 monthly)
Unlimited entries · 20 users + 20 guests · 100 GB · HIPAA · SSO · folder permissions
Prices shown at annual billing; monthly billing is roughly 20-25% higher. Entry limits are per organisation per month; all plans include unlimited forms.

Feature comparison

Feature-by-feature: SurveyMonkey vs Cognito Forms (and FormBuilder)

25 capabilities across building, design, data workflow and security.

FeatureSSurveyMonkeyCCognito FormsFFormBuilder
Building
AI form generation from a prompt
YesBuild with AI, on all plans
PartialAI assist for calculations, not full-form generation
Yes
Drag-and-drop visual builder
PartialQuestion-list builder with drag reordering
Yes
Yes
Template library
YesHundreds, research-focused
Yes100+
Yes300+
Conditional logic / branching
YesSkip logic Standard+; advanced logic Advantage+
YesFormula-based show/hide, require, validate
Yes
Multi-page / multi-step forms
Yes
Yes
YesPro
Calculations & scoring
PartialQuiz scoring; no calculated fields
YesSpreadsheet-style expressions, repeating sections
YesCalculation field + auto-graded quizzes
File uploads
YesPaid plans only
Yes100 MB free · 1 GB Pro · 10 GB Team
Yes100 MB free · 1 GB Pro
Payment collection
YesStripe, Advantage+
YesStripe, Square, PayPal; 1% fee on Individual & Pro
YesStripe — paid to your own account, no platform fee
E-signature field
No
YesPro and up
Yes
Design
Custom themes & branding
YesCustom design Standard+; premium themes Advantage+
YesStyles & CSS on paid plans
YesPro
Remove vendor badge
PartialCustom footer on paid; full white-label on Premier, $139 / mo
YesPro, $19 / mo annual
YesPro, $39
Custom domain
PartialCustom subdomain, Enterprise
PartialEmbed on your domain; no custom hosted domain
Yes
Embed on any site
Yes
Yes
Yes
Data & workflow
Free-plan monthly responses
PartialSmall per-survey cap; over-limit responses deleted
Partial100 / mo, overflow locked
Partial100 / mo, overflow held
Over-limit responses kept (not rejected)
NoOver-limit responses deleted; $0.15 each on paid plans
PartialLocked 30 days, then deleted unless you upgrade
Yes
Email notifications & autoresponders
YesEmail invitations Standard+
Yes
Yes
Webhooks
YesVia API / paid plans
YesJSON webhooks + Power Automate
YesAll plans
Zapier / native integrations
Yes200+ integrations + Zapier
YesZapier, Make, Power Automate
Yes6,000+ apps
Built-in analytics (views, drop-off)
YesStrongest in class: filters, crosstabs, significance
PartialEntry reporting; no view / drop-off funnel
Yes
CSV / spreadsheet export
YesPaid plans only
YesExcel, CSV, PDF
Yes
Team workspaces & collaboration
YesTeam plans, 3-user minimum
Yes2 users Pro · 5 Team · 20 Enterprise
Yes
Security
Password-protected forms
YesPaid plans
PartialVia workflow roles / private links
YesPro
HIPAA / BAA
YesEnterprise only
YesEnterprise, $129 / mo
PartialHIPAA plan coming soon
GDPR tooling & DPA
Yes
Yes
Yes
SSO / SAML
YesEnterprise
YesEnterprise
PartialEnterprise
IncludedPartial / higher tier / workaroundNot availableDetails reflect public plans as of August 2026.

Another option to consider

FFormBuilder

AI-first form builder with a generous free plan, held (never lost) responses, and 6,000+ integrations. Describe the form you need, the AI drafts it, and you refine it with logic, multi-page layouts, uploads, signatures and Stripe payments. Free plan: 5 forms and 100 responses a month with overflow held, never lost. Pro: $39 / month for 100 forms and 10,000 responses with the badge removed.

Try FormBuilder free

Questions

SurveyMonkey vs Cognito Forms: frequently asked

Is SurveyMonkey cheaper than Cognito Forms?

Cognito Forms's entry paid plan (Pro at $19 / month (annual, $24 monthly)) is cheaper than SurveyMonkey's (Standard Monthly at $99 / month (monthly)). Both offer a free plan (100 entries / mo · 1 user · 100 MB · Cognito branding · 1% payment fee) and a free plan (Unlimited surveys · 10 questions / survey · limited responses / survey (widely reported as 25) · no exports, logic or custom design) respectively. Note the plans differ in limits — see the tables above. FormBuilder Pro, for reference, is $39 / month for 10,000 responses.

Does SurveyMonkey have a free plan?

SurveyMonkey offers a free plan (Unlimited surveys · 10 questions / survey · limited responses / survey (widely reported as 25) · no exports, logic or custom design). Individual plans are for 1 user. Advantage and Premier are billed annually; the Standard plan is the only monthly option. Responses over your allowance cost $0.15 each. Team plans (Team Advantage $30 / user / mo, Team Premier $92 / user / mo, 3-user minimum) are billed annually; Enterprise is custom.

Does Cognito Forms have a free plan?

Cognito Forms offers a free plan (100 entries / mo · 1 user · 100 MB · Cognito branding · 1% payment fee). Prices shown at annual billing; monthly billing is roughly 20-25% higher. Entry limits are per organisation per month; all plans include unlimited forms.

Which is better for payments, SurveyMonkey or Cognito Forms?

SurveyMonkey payments: Yes (Stripe, Advantage+). Cognito Forms payments: Yes (Stripe, Square, PayPal; 1% fee on Individual & Pro). FormBuilder collects Stripe payments to your own account with no platform fee on every plan, including free.

Which is better for HIPAA, SurveyMonkey or Cognito Forms?

SurveyMonkey HIPAA / BAA: Yes (Enterprise only). Cognito Forms HIPAA / BAA: Yes (Enterprise, $129 / mo). FormBuilder's HIPAA plan with BAA ($99 / month) is currently rolling out.

What is the difference between SurveyMonkey and Cognito Forms?

SurveyMonkey is the long-running survey platform for market research, customer feedback and employee engagement, with a large question bank and serious analysis tools. Cognito Forms is a power-user form builder built for order forms, registrations and applications that need calculations, repeating sections, payments and approval workflows. SurveyMonkey is best for market researchers and CX teams who need statistical analysis, crosstabs and open-text theming; Cognito Forms is best for order, quote and registration forms with line items and live totals.

What is a good alternative to both SurveyMonkey and Cognito Forms?

FormBuilder is worth a look if you want an AI generator that drafts forms from a sentence, 100 free responses a month with overflow held rather than lost, Stripe payments with no platform fee, and a flat $39 / month Pro plan for 10,000 responses. See our full FormBuilder vs SurveyMonkey and FormBuilder vs Cognito Forms comparisons.

Last reviewed August 2026. Spotted something out of date? Tell us and we'll fix it.

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